Posted 13 сентября 2022,, 17:43
Published 13 сентября 2022,, 17:43
Modified 24 декабря 2022,, 22:38
Updated 24 декабря 2022,, 22:38
The share of mortgage transactions in old Moscow reached a record 79%, and in New - as much as 84%, the Dvizh pro nedvizh channel quotes data from the Est-a-Tet agency.
At the same time, according to experts, the popularity of subsidized mortgages is expected to grow: they usually take a loan with the easiest monthly payment and a repayment period of 25-30 years. However, it is often extinguished much faster.
Experts explain these figures by the fact that today it is almost impossible to buy an apartment in the capital without a mortgage, except for basement apartments without windows. The mortgage bubble is getting bigger and bigger.
Moreover, “without windows” should be taken literally: apartments on the basement and mezzanine floors are increasingly being put up for sale in Moscow.
The channel notes this trend as a massive one: the business is reconstructing basements and putting them up for sale at a low price.
“This is austerity:
- No apartments, only apartments;
- Some of these "cells" even without windows;
- Area 11–33 sq. m, no more.
On average, such apartments are cheaper by 20–40% than housing in the same houses on ordinary floors. The minimum price is 1.43 million rubles, which is nonsense for Moscow.
There is a demand - there is an offer. People are ready to live in a closet without windows, "but their own." At current prices for real estate inside the Moscow Ring Road, an ordinary person without a 30-year mortgage can only afford a basement. But this is a wild market - reasonable limits are needed, which only the state can set. The question is ripe, we are waiting.