The preferential mortgage program was extended until July 2024
29 декабря 2022, 11:09
Russian Prime Minister Mikhail Mishustin approved the extension of the preferential mortgage program for a year and a half - until July 1, 2024. You can get a preferential loan at a rate of up to 8% per annum for the purchase of housing in new buildings, the construction of a private house or the purchase of a land plot for its construction.
On a preferential mortgage, the maximum loan amount is 12 million rubles for Moscow, the Moscow region, St. Petersburg and the Leningrad region. For other regions - 6 million rubles. The initial payment is at least 15%.
Starting from May 1, we recall that the maximum loan size for a mortgage using a preferential rate was increased to 30 million rubles and 15 million rubles, respectively. 12 million rubles and 6 million rubles will be subsidized by the state, the remaining amount can be issued at a market or other subsidized rate.
This year, the issuance of loans on preferential mortgages has reached record volumes - 1.14 trillion rubles. In 2020, this figure amounted to 1.02 trillion rubles, and in 2021 — 1.05 trillion rubles.