Banks will be obliged to create social deposits for low-income citizens
3 февраля 2023, 18:26
A bill has been submitted to the State Duma for consideration, which will oblige Russian banks to open deposits for low-income segments of the population.
According to the bill, banks from among the systemically important ones will be obliged to open such deposits from July 1, 2024. All other credit organizations are a year later, Interfax writes.
Earlier, the Central Bank made such an initiative. The regulator proposed to open deposits for low-income people with guaranteed interest accrual by one percentage point above the key rate. Recipients of support measures will be able to open such a contribution. The deposit is opened for a year with the possibility of extension, if the person retains the right to receive state support. The maximum amount on the deposit does not exceed 100 thousand rubles.
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