Banks are going to write off funds from the "sleeping accounts" of Russians
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Banks are going to write off funds from the "sleeping accounts" of Russians

31 July , 10:22SocietyPhoto: zen.yandex.ua
Banks intend to obtain the right to write off funds for maintaining an account or in favor of a loan if the client's identification data has changed, but he himself does not get in touch.

The largest credit institutions of the Russian Federation supported such a proposal within the framework of the "regulatory guillotine" of the Central Bank.

The authors of the initiative believe that this will help clients avoid fines and penalties if they did not have time to inform the bank about changing their passport in time. The banks themselves will thus be able to prevent fraud with the so-called "dormant accounts", - writes Izvestia.

Currently, banks are not allowed to withdraw money from clients' accounts, for which identification data has not been updated for more than a year. Absolut-Bank explained that as a result, clients accumulate debts, and banks do not receive the funds due to them. PSB noted that if the initiative is adopted, it will be easier to deal with fraudsters who use "dormant accounts" for questionable transactions.

UniCredit, Rosselkhozbank and Rosbank also support the idea. The Bank of Russia noted that so far such an initiative has not been submitted to the regulator.

Let us recall that earlier banks asked the Central Bank to allow them to block questionable transfers without a response from customers.

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