- Mortgages look like a harmless thing - when, like, you took it for a long time and you pay little by little. - says Igor Rybakov on his YouTube channel . - In fact, this is a kind of modern slavery. Debtors not only themselves become slaves of the banking system, they also teach their children to do this.
During the time when you are attached to this "plantation", you begin to experience fears of losing your job, losing your credit reputation. In principle, you begin to depend so much on this plantation, on these payments, you stop thinking rationally, as it is beneficial to you.
In terms of upbringing, in terms of mental preserves that people have in their heads, having their own apartment is a kind of "sacred" duty. Plus, banks are so beautifully and cleverly advertising that "the payment on the mortgage is renting an apartment "...
Actually alternatives to bulk mortgages. Renting an apartment and paying monthly payments is much cheaper than taking mortgage slavery, plus investing in repairs, making monthly payments ... If you count the whole thing in terms of money payments, it turns out that renting an apartment is much more profitable.
Note that an apartment, a house should be perceived exclusively as the place where you sleep and which is easy to change if necessary - for example, if you were offered a good job.