Debtors feel the draught: Russians' debt on loans exceeded 1.8 trillion. rub

The majority of Russian debtors who are overdue on loans do so because of financial difficulties - over the past year, the share of those naming such a reason jumped to 75% from 50%, the National Association of Professional Collection Agencies quoted the message of the National Association of Professional Collection Agencies, Telegram channel "Economics".

According to the association, 60% of the economically active population of Russia already have credit obligations, while every 12th economically active resident of the country has overdue loan payments.

“Over the past year, Russians have changed their position on the availability and fulfillment of their debt obligations. If in 2019 about 50% of debtors referred to financial difficulties, then in 2020 the situation has completely changed - about 75% of debtors cannot pay on loans due to financial difficulties, "the experts found out.

Meanwhile, the debts of Russians on loans transferred for compulsory collection to bailiffs exceeded 1.8 trillion rubles this year. This follows from the statistics of the Federal Bailiff Service (FSSP) for January.

In total, in January, bailiffs were executing 8 million enforcement proceedings to collect debts from individuals in favor of credit institutions for a total of 1.8 trillion rubles. In other words, 11% of the country's working-age population has debts that they are unable to repay. A year ago, there were 5.8 million such documents, and the debts of citizens on them exceeded 1.6 trillion rubles.

Now the average amount of debt collected from banks is 225 thousand rubles.

In January this year alone, 555,000 new enforcement proceedings were initiated for a total of 73.4 billion rubles.