Collectors said that 40% of company employees will not make loan payments on time

This was reported by TASS, citing a study by the National Association of Professional Collection Agencies (NAPCA).

We are talking about the clients of banks and microfinance organizations engaged in the sectors most affected by the pandemic. That is, about employees in the sales, hotel and restaurant business, as well as tourism.

According to the study, about 15% of this category are engaged in sales and the same in the restaurant and hotel business. 3 % of debtors are realtors. 4% are tourism employees. Representatives of the service sector - hairdressers, cosmetologists, fitness trainers, as well as educational workers - teachers - make up 5% . Also, the influence of the self-isolation regime introduced in Russia was felt by office employees working in many fields, as well as builders and freelancers. The latter completely lost a third of their income, and every sixth freelancer was left without a job.

Judging by the result of April, the income of employees employed in the affected sectors was reduced to 50%. And the forecasts of experts are disappointing - in a negative scenario, up to 20% of credit institution customers may be left without work.

NAPCA noted that sharp defaults may not be observed for half a year if banks provide borrowers with credit holidays.

- Thanks to measures of state support for such borrowers, subject to the implementation of the law on credit holidays by financial institutions, we hope that we will not see a sharp increase in defaults in the next 6 months ... We expect that by the end of the year their number will not exceed 5.5-5.7 million people, the study says.

Recall that the government allocated over 81.1 billion rubles from the reserve fund to support small and medium-sized businesses from the affected sectors. Those companies that were able to retain at least 90% of their employees will be able to count on support.

In the meantime, every second Russian family has an outstanding loan. According to experts, more than a tenth of these loans will be difficult to repay. Every seventh borrower admits that he needs the help of the state in order to repay the loan.

The credit burden is becoming an increasingly alarming factor for residents of Russia. According to official figures, since March of this year , more than 200 thousand citizens have remained without constant earnings. As of May 6, there were 1.24 million unemployed in the country.