Over half of citizens intend to take a mortgage

Analysts of the online-Ipoteka mortgage lending platform, to which RIA Novosti refers, indicated that 31% of Russians are thinking about the possibility of taking out a mortgage, but have not yet decided on their plans. 17% do not consider the likelihood of mortgage lending for themselves.

27% of citizens who are going to buy housing on a mortgage said they would do it in the near future - within a year. About 36% are going to get a loan within 2-3 years. Another 29% - within five years. 8% of survey participants found it difficult to name the timing.

32% of those who still want to take out a mortgage assume that they will be able to keep within 3-5 million rubles. 31% - 5-10 million rubles. 21% will take a loan in the amount of more than 10 million rubles. 16% of the hotels would be able to meet even up to 3 million rubles.

Of those who do not plan to take out loans to buy a home, they explain their decision by low income. Every fourth person already has several credits. And 23% of Russians stop high housing prices. 22% of respondents are afraid of losing their source of income, about 16% believe that mortgage rates are too high, 12% try not to take out loans at all.

Earlier, the poll showed that every second Russian plans to take out a mortgage loan, and 31% of the country's residents are considering the possibility of obtaining this loan.