Credits

The State Duma in the third reading adopted a law that provides for the extension until the end of 2023 of the period of application to banks by citizens, small and medium-sized businesses for the provision of holidays on consumer loans.

The volume of bank lending in the United States has decreased by $ 105 billion over the past two weeks. According to the Federal Reserve, this is a record reduction since 1973. According to Bloomberg, the situation is connected with the crisis of the US banking system and the outflow of citizens' funds from local banks.

The deputies of the State Duma adopted a law on the provision of mortgage holidays for citizens affected by natural or man-made emergencies.

It is supposed to adopt a corresponding permanent law.

While they are not covered by reserves.

A number of Russian electronics manufacturers have problems obtaining preferential loans at 5%: applications for subsidies are returned with reference to a shortage of funds.

Sberbank has published the results of its work over the past year. According to the report, in 2022, the net profit of the credit institution decreased to 300.2 billion rubles.

Sberbank raised mortgage rates on housing in the primary and secondary markets by 0.5 percentage points. Since January 10, in both segments, the minimum rate has increased to 10.9% per annum, whereas previously it was 10.4%. The bank explained the innovation with "current market conditions".

The restructuring of loans of the mobilized and their relatives affected 155 thousand loans totaling 58.8 billion rubles. Moreover, this is half as much as the Bank of Russia planned in September.